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Greater Benefits For Health Professionals

The HSU NSW is an organization that was created for the sole purpose of serving in the best interests of health professionals and allied health workers Australia. The Health Services Union has been instrumental in bringing forward several new initiatives and benefits for those in varied professions associated with the healthcare industry in the country. The membership to this organization is open to professionals in both the private and public sectors. It is also applicable for those who work with the ACT, NSW, or NSW Ambulance service. The HSU also offers memberships to those who work in the sectors of aged care, disabilities, and finance, administration, food services, security, psychology, social work, interpreting, medical records, IT, etc. It also offers coverage for professionals in fields such as nuclear medicine, radiography, dentistry, dietetics, physiotherapy, pharmacy, etc. This ensures that a wide range of professionals who work in the healthcare sector are covered under this organization and enjoy the diverse benefits that arise from the membership.

Members are offered Continued Professional Development for free or at a hugely discounted rate. There is a very comprehensive online resource library which members have free access to. This library offers an exhaustive resource of the latest updates and news as well as classic references in different fields that members may be interested in.

Through the umbrella of the HSU NSW, health care professionals and allied health workers are able to collaborate and negotiate for better working conditions and other benefits. Standing together as a unit, there is greater strength and efficiency to achieve common goals than if it were worked for individually. This is one of the greatest advantages of joining the HSU.

One of the latest membership benefits is an indemnity insurance of up to $20 million which is offered as part of the membership. Other member benefits include journey insurance, worker’s compensation, education incentives, bereavement benefits, bonuses for signing up a friend or colleague, Jervis Bay holiday cabins, etc. All of these benefits have gone a long way to make life easier and smoother for members and their families. Whether it is to invest in higher education for one’s own career progression or that of a child, to plan a holiday with loved ones, or to seek legal counsel for a personal or professional matter, the organization helps its members with resources that make it easier to take the right decision and live a happier life.

Health Insurance – Protection for your Family

Life is by far the most precious thing humans have in their hands, as someone has truly said-“Health is Wealth”. One can lose out on their money, on a job, or on any other materialistic or non-materialistic thing, but losing out on health is probably the worst, as this could seldom be gained back. And therefore, no amount of persuasion could ever justify the importance of a health insurance policy. A health insurance covers you and your loved ones from any of the unforeseen emergencies that life may throw at you. This includes contracting a disease unexpectedly or falling ill at an unexpected time, or even meeting with an accident while totally unprepared.

While getting an insurance just for your self is one thing, but wouldn’t you want to extend the same benefit for those near ones, whom you love dearly? By introducing family health insurance plans at a marginally higher cost, health insurance companies such as Aviva Insurance, Bharti AXA Insurance, Max Life Insurance, etc. have earned themselves brownie points. Few of the features of these health insurance plans are as follows.

Reimbursements on day care treatments – In cases of day care, when a hospitalization is not required, but the patient still has to undergo a treatment for some time at the hospital, it is still possible to claim for health insurance cover.
Domiciliary Hospitalization – This refers to the treatments carried out at home, when a patient is unable to recover, and the treatment needs to be carried out for a period of over 3 days. This applies alike towards illnesses, injuries, and diseases.
Critical illnesses – There are a number of critical diseases that one may contract, in case of which health insurance cover can be availed:

 Cancer

 First Heart Attack

 Coronary Artery Disease

 Coronary Artery bypass surgery

 Heart Valve Surgery

 Surgery to Aorta

 Stroke

 Kidney Failure

 Aplastic Anemia

 End Stage Lung Disease

 End Stage Liver Failure

 Coma

 Major Burns

 Major Organ/Bone Marrow Transplantation

 Multiple Sclerosis

 Fulminant Hepatitis

 Motor Neurone Disease

 Primary Pulmonary Hypertension

 Terminal Illness

 Bacterial Meningitis

One needs to note that if they contract any of these diseases in less than the first two years of getting a health insurance, then there may be some complications in getting the cover. For all cases exceeding the initial period of two years, these are included without any conditions.